Some Words About Insuring Your Jewelry

Jewelry insurance is a step you can take to protect your valuable fine jewelry. Most wealthy people take time to insure their jewelry, but there are a substantial number of people who are not as wealthy but own jewelry that is worth insuring. If you have homeowners or renters insurance it may not fully cover your jewelry. Your insurance policy may cover jewelry theft, but not loss that occurs for other reasons. Renter's and homeowner's insurance policies also set limits for the loss of certain categories of personal property, including jewelry. Homeowner's policies typically pay a maximum of $1, 5 00 for jewelry theft. A renter's insurance policy might have a lower limit for jewelry loss--$500-$1000 is common. ...

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